COBRA Replacement Insurance.

Almost daily employers both large and small are being forced to eliminate employees. When your employer carried you and or your family on a group insurance plan they are in most cases required by law to offer you COBRA.

What you may not realize is that COBRA allows you to keep your company health insurance for up to 18 mo's and longer in certain situations. The cost of COBRA to you is now 100% of the actual cost to your employer which is usually substainally more than what you contributed towards the plan.

Health of America Insurance Agency offers quality affordable "COBRA replacement plans" for those who can qualify and are looking to replace high COBRA cost.

Just click on our website for a online quote or in the case of "COBRA" it would be in your best interest to call one of our knowledgeable agents or brokers licensed in your state to first discuss if leaving COBRA is right for you! Also never leave COBRA until another carrier has approved you for coverage.

When using temporary health insurance plans or short term medical plans as an alternative to COBRA it is important to preserve your rights to guaranteed health insurance and coverage for pre-existing conditions, you may need to purchase up to 18 months of COBRA. You may forego these rights when you purchase a short term medical plan or choose to go without insurance.