While many quality insurance companies offer short term medical plans one of the more popular companies is Time Insurance Company. Time insurance company developed and wrote the first short term plan back in the 1960's. Time insurance Company is a member of the Assurant Health insurance family.

Tempory health insurance can be the ideal short term solution for many individuals, families, dependents or even the self employed depending on your situation.

Short term medical plans are most often of the major medical design. Many short term health plans allow total freedom of choice of doctors and hospitals while others require you to use their network of doctors and hospitals or you could incur a penalty.

With a temporary health insurance plan you can achieve peace of mind while you are between permanent health plans. Short term health insurance can typically be purchased for up to 185 days or possibly 365 days depending upon your state laws.

When using temporary health insurance plans or short term medical plans as an alternative to COBRA it is important to preserve your rights to guaranteed health insurance and coverage for pre-existing conditions, you may need to purchase up to 18 months of COBRA. You may forego these rights when you purchase a short term medical plan or choose to go without insurance.

Considering the importance of this buying decision it may be in your best interest to contact one of agents or brokers to answer your questions or may go online with the banner below to learn more about short term medical insurance and to quote and purchase this coverage.